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GEMINI TRANSPORTATION UNDERWRITERS PRIVACY POLICY



OVERVIEW

This website is owned and maintained by Gemini Transportation Underwriters ("Gemini","GTU", "we", "us", or "our"), a member of the W. R. Berkley Corporation enterprise of affiliated companies (collectively, the "Company"). This Online Privacy Policy ("Policy") sets forth Gemini's data collection and use policies with respect to visitors to this website. By using this website, you acknowledge your acceptance of this Policy.

This Policy applies only to information received and collected by Gemini through this website.

Gemini respects the privacy of our website visitors, and we are committed to protecting our visitors personal information. We want you to understand how and why we collect, use, and disclose the information we obtain about you from this website.

GEMINI'S USE OF PERSONAL AND NON-PERSONAL INFORMATION COLLECTED ONLINE

Two types of information may be collected online: personal information and non-personal information. Personal information is information that identifies or can be readily associated with a particular individual, such as a name, age, phone number, address, Social Security number, driver's license number, or email address. Non-personal information is information that does not identify an individual and cannot be readily associated with a particular individual.

This website will never ask you to provide any personally identifiable information and you should refrain from providing any such information to us through this website. Should such information be provided to us, by e-mail or other communication initiated by you, it will not be retained by us and/or be deleted.

Certain non-personal information is automatically collected when you visit our website. For example, we may collect information to track the number of visitors we receive and the way that visitors navigate the website. Information collected may include the date and time you accessed the website, the page or pages you visited and images you accessed, the name of any other website that referred you to the Gemini website, as well as your IP address, operating system, browser type, and type of computer. We may share this aggregated information with our affiliates and/or third parties. We reserve the right to use non-personal information in order to investigate unlawful conduct and/or breaches of this Policy and this website's Terms of Use.

Data may be gathered using cookies and other similar technologies. A "cookie" is a piece of data that a web server may place on your computer when you visit a website. Cookies are commonly used by websites to improve the user experience. Many cookies last only through a single website session, or visit. Others may have an expiration date, or may remain on your computer until you delete them. Our cookies will track only your activity relating to your online activity on this website. Our cookies do not gather personal information.

We may use cookies on this website for a number of purposes - for example, to maintain continuity during a user session, to gather data about the usage of our website for research and other purposes, to store your preferences for certain kinds of information and marketing offers, or to store a user name or encrypted identification number so that you do not have to provide this information every time you return to our website. We may also use other companies to set cookies on this website in order to gather cookie information for us, and we use such cookie information in the same manner as stated above.

You can decide if and how your computer will accept a cookie by configuring your preferences or options in your browser. You may change your browser settings to either reject cookies or notify you when a cookie is about to be placed on your computer. However, if you choose to reject cookies, you may not be able to use certain of our website's features.

HOW WE PROTECT INFORMATION

Gemini strives to protect the privacy of any communications we receive from customers. However, the Internet is not a secure medium. We cannot make any guarantee as to the privacy of communication over the Internet, nor assume any responsibility for any harm sustained by the sending of personal or confidential information over the Internet.

LIMITATIONS

This Policy applies only to information collected through this website. It does not apply to any information you provide to websites on which Gemini advertises, nor does it apply to information we collect through other communications with you, including e-mail communications, phone calls, or non-electronic written communications.

CHANGES TO OUR ONLINE PRIVACY POLICY

Gemini reserves the right to change this Policy at any time without notice. Depending on the nature of the change, we may or may not announce the change on the home page of the Gemini website. You can determine when this Policy was last revised by referring to the "Last Updated Date" below. It is your responsibility to visit the link at the bottom of the home page of this website to periodically review the most current version of this Policy.

Any changes to this Policy are effective upon the posting of the revised Policy on the Gemini website. By continuing to use this website following such changes, you will be deemed to have agreed to the changes. If you do not agree with the terms of this Policy, as it may be amended from time to time, in whole or part, please do not continue using this website.

CONTACTING US

If you have any questions or comments about our Online Privacy Policy, or would like to learn more about how we protect privacy, please contact us at:

Gemini Transportation Underwriters
99 Summer Street
Suite 1800
Boston, MA 02110

Email Address:
info@geminiunderwriters.com
Telephone number:
617.310.8201



New York Confidentiality Protocols for
Victims of Domestic Violence and Endangered Individuals


New York Insurance Law Section §2612 prohibits insurers from taking certain actions against a person solely on the basis that he/she is a victim of domestic violence and requires insurers to establish certain confidentiality protocols for these individuals. Specifically, this law states that if a victim of domestic violence covered by an insurance policy delivers to the insurer that issued the policy, a valid order of protection against the policyholder or other person covered under the same policy, the insurer is prohibited from the duration of the order from disclosing to the policyholder or other covered person the address and telephone numbr of the victim, or of any person providing covered services to the victim. If the victim is a child, then the confidentiality rights established by this law also extend to the parent or guardian of the child.

If you are a victim of domestic violence and are covered by an insurance policy issued by us, you may provide us with an alternate address, telephone number or other method of contact. If you have a valid order of protection against another person covered by the same insurance policy issued by us, then you may provide us with a copy of the order, asking that we not disclose your contact information to such other person.

Any alternate contact information or order of protection may be sent to us by sending that information to the following address:

Gemini Transportation Underwriters
99 Summer Street
Suite 1800
Boston, MA 02110

Email Address:
info@geminiunderwriters.com
Telephone number:
617.310.8201

For additional information, you may also contact the New York State Domestic Violence Hotline at (800) 942-6906.







Last Updated: 9/25/2013


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